Step to Invest  

Think Wealth offers comprehensive guidelines for investing your retirement account in Real Estate assets, covering every step of the process from start to finish.

STEP 1: Tell us about your real estate investment objective.

Short-Term: This objective involves real estate investments with a horizon of less than one year. Investors pursuing short-t erm gains might focus on strategies such as house flipping, where properties are bought, renovated, and quickly sold for a profit.
Mid-Term: Investors with a mid-term objective typically hold their real estate assets for a period of one to three years. They might engage in strategies like buying properties in developing areas that are expected to experience appreciation over this time frame.
Long-Term: Long-term real estate investment objectives involve holding properties for extended periods, typically over three years. This approach is often associated with rental properties, where investors aim to generate consistent rental income and benefit from property value appreciation over time.

STEP 2: Tell us about your retirement types with your account statement

401(k) Plan: A 401(k) is a workplace-sponsored retirement plan offered by many employers. Employees can contribute a portion of their pre-tax income to the plan, and some employers may match a percentage of these contributions. The money in a 401(k) grows tax-deferred until withdrawn during retirement.

Traditional IRA (Individual Retirement Account): A traditional IRA is a personal retirement account that allows individuals to contribute pre-tax income, which can potentially be tax-deductible. The investments within the account grow tax-deferred until withdrawals are made during retirement, at which point they are taxed as ordinary income.

Roth IRA: A Roth IRA is another type of individual retirement account where contributions are made with after-tax income. The investments within the account grow tax-free, and qualified withdrawals during retirement are also tax-free. This type of account is especially beneficial for individuals who expect their tax rate to be higher in retirement.

SEP IRA (Simplified Employee Pension IRA): A SEP IRA is a retirement plan for self-employed individuals and small business owners. Contributions are made by the employer, and they are tax-deductible. The funds grow tax-deferred and are taxed upon withdrawal during retirement.

Simple IRA: The Savings Incentive Match Plan for Employees (SIMPLE) IRA is designed for small businesses. Employees and employers can contribute to the account. Contributions are tax-deferred, and withdrawals are taxed upon distribution.

Pension Plans: These are employer-sponsored retirement plans that promise a specific monthly benefit to employees upon retirement. Pension plans are becoming less common in the private sector but are still prevalent in government and some large corporations.

Annuities: While not strictly a retirement account, annuities are financial products that can be used to save for retirement. They provide a guaranteed stream of income in retirement and can be purchased through insurance companies

STEP 3: Think Wealth Asset can help facilitate the transfer of your retirement account for seamless investment into real estate assets.

STEP 4: Think Wealth will offer you a personalized login system for your individual account within an SDIRA custodian company.

STEP 5: Comprehensive information about the real estate asset, tailored to your investment objectives, will be provided to you before signing the contract.

STEP 6: Think Wealth Asset will manage your real estate asset on behalf of your IRA account, handling both fund management and asset management responsibilities.

STEP 7: You can log in to your IRA account with your designated custodian company at any time to monitor its activities.